金融援助

Private Student 贷款

Butte College certifies private loans through 榆树选择: Please read this page before clicking on the link below.

访问ELM选择

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What are Private Student 贷款?

Private student loans are loans that a student applies for with a private lender. Private loans are subject to credit qualifications, completion of a loan application/consumer credit agreement, verification of application information, applicable self-认证 form, 学校 认证 of loan amount, and student’s enrollment at a participating 学校. Butte College requires you have the items below completed and you are in satisfactory academic standing before we will process your loan request.

贷款资格

• 一定有。 completed 23-24 FAFSA on file with Butte College.

• Completed a 23-24 Federal Direct Loan request form and submitted to financial aid office.

• Meeting satisfactory academic progress.

• 至少参加过 六个应付单位 on your education plan.

Butte College administers both subsidized and unsubsidized student loans through the Federal Direct Loan program and we feel strongly that the options provided by Direct 贷款 are more advantageous for student borrowers. Before Butte College can certify a private student loan, students must exhaust all available federal funding such as the 佩尔助学金 and Direct 贷款. Butte College also requires the student to provide additional information, as required, to the 财政援助办事处 before private loans 可以被认证. Certification of a private loan is dependent on the students having “unmet need” after exhausting all available federal funding.

Review and Certification of a私人贷款

Butte College has a responsibility to evaluate all student requests for private student loans on a case-by-case basis and confirm, reduce and/or deny based on academic performance, high debt load and aggregate loan limit. Butte College has limited students qualified for case-by case 认证 of private student loans to those students whose course of study requires a higher budget, limits the student’s ability to seek outside work because of clinical or course work, 40 hours per week course schedules, requires travel to off campus sites for course work and out-of- state residents. 这时， following programs are eligible for review and 认证 of a 私人贷款:

这时， following programs are eligible for review and 认证 of a 私人贷款:

• 入学 to the Associated Degree in Registered Nursing

• 入学 to the Associates Degree in Registered Nursing: LVN to ADN

• 入学 to the Associates Degree in Respiratory Care

• 入学 to the Law Enforcement Academy – Basic

• 入学 to the Law Enforcement Academy – Basic/Fish and Game Emphasis

• Fire Fighter 1 Academy

• Out-of-State Residents

• 焊接

Please click on the link 榆树选择 for the private student loan information, Loan Application and Solicitation Disclosures where they list their conditions, fees and interest rates.

Please contact the 财政援助办事处 if you have applied for a private loan as there is additional processing time and paperwork that must be completed prior to 认证. Loan funds will not be disbursed prior to starting your program and/ 或者学期.